HighMark Capital Management
Terms and Conditions of Use
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE.
The contents of this web site are for informational and educational, personal, non-commercial purposes only. Unauthorized use of web sites and systems of HighMark, including but not limited to unauthorized entry into HighMark systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.
Links to Other Sites
HighMark created this web site and makes available third party web sites for the convenience of its Internet visitors. The information on this web site and third party web sites (including without limitation, text, graphics, and functionality) may be provided by third parties and is presented on this web site and third party web sites “As Is” and “As Available” without express or implied warranties including, but not limited to, implied warranties of non-infringement, merchantability, fitness for a particular purpose, suitability, freedom from viruses or other harmful code. HighMark does not warrant or guarantee the continued availability, reliability, accuracy, authenticity, completeness, results or performance of any information on the web site or any third party web site or the suitability of such information for any particular purpose. HighMark expressly disclaims all warranties and representations and any liability for errors and omissions regarding the information and materials contained on the web site or any third party web site. Any calculators or other interactive planning or assessment tools which from time to time may be provided for Internet users represent general hypothetical planning tools, and none of the information constitutes or is a substitute for the advice of a qualified legal, tax, accounting, or investment professional. Talk to your investment and other professionals to review in more depth your specific situation and to confirm the results of any assessments or calculations you make with these tools.
The information on this web site and any third party web site is not an offer to sell, a solicitation of, or an offer to buy any security or insurance product. No security or other product offered by HighMark and its affiliates is knowingly offered or will be knowingly sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws or other laws of such jurisdiction. No such security or product is knowingly offered or will be knowingly sold in any jurisdiction by an entity that is not properly licensed to do so in such jurisdiction. Some products may not be available in all states.
Limitation of Liability
HIGHMARK WILL NOT BE LIABLE FOR ANY UNAVAILABILITY, DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN THIS WEB SITE OR ANY THIRD PARTY WEB SITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEB SITE AND/OR ANY THIRD PARTY WEB SITE AND FILES AND THE USER'S BROWSER OR OTHER SITE-ACCESSING PROGRAM, NOR WILL HIGHMARK BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND HIGHMARK’S CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.
HIGHMARK IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE, OR BODILY INJURY IN CONNECTION WITH ACCESS TO, USE OF, OR INABILITY TO USE THIS WEB SITE OR ANY THIRD PARTY WEB SITE. UNDER NO CIRCUMSTANCES WILL HIGHMARK BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, LOST PROFITS, LOST OPPORTUNITY, OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES OR FOR ANY DESTRUCTION OR CORRUPTION OF YOUR COMPUTER EQUIPMENT ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEB SITE, ANY THIRD PARTY WEB SITE OR ANY PORTION OF EITHER, REGARDLESS OF WHETHER HIGHMARK HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING HIGHMARK’S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS UNDER APPLICABLE LAWS AND REGULATIONS.
In consideration of your use of the HighMark web site and/or third party web sites, you agree to indemnify HighMark, any third party web site host and any third party information or service providers from and against any and all claims, losses, liabilities, damages, costs and expenses (including, without limitation, reasonable attorneys' fees and costs) arising out of or related to: (i) your use of the respective web site(s), (ii) your breach of these web site terms and conditions, (iii) your violation of any person's or entity's legal rights (including, without limitation, copyright, patent, trade secret, trademark, or other proprietary rights, or publicity, contract, moral, or privacy rights), (iv) your violation of any applicable law, rule or regulation, or (v) your negligence, recklessness, or misconduct.
© 2009 HighMark Capital Management, Inc. All rights reserved. You may not copy, modify, distribute, create any derivative or compilation work from or display HighMark’s name or logo, or any text, graphic images, or other content from the HighMark web site or redeliver such content using framing or similar technology. Any commercial use of the web site content is prohibited unless HighMark has provided written consent prior to such use.
The unauthorized use of any marks held by HighMark may violate federal and state unfair competition law and applicable trademark law. All other marks are the property of their respective owners. Please be advised that these intellectual property rights are actively and aggressively enforced to the fullest extent of the law.
Potential Disruption of Service
Access to the web site may from time to time be unavailable, delayed, limited, or slowed due to, among other things:
If you have an account or other relationship with HighMark, Union Bank, UnionBanc Investment Services LLC or any other Union Bank affiliate, that relationship(s) is governed by the agreement applicable to that account or relationship. These terms and conditions for use of the HighMark web site and any third party web sites do not affect the terms and conditions of those other agreements, including any separate agreement for the use of electronic services on any Union Bank or any Union Bank affiliate web site, and any conflicting terms between those agreements and the terms and conditions of this agreement will be governed by the terms of the other agreements for those services.
Enforceability and Governing Law
If HighMark in its sole discretion believes that you are violating these terms and conditions of use of this web site, HighMark may terminate, suspend or otherwise restrict your access to the web site at any time and without prior notice to you and without liability to you. You agree that HighMark has the right, but is not obligated, to monitor your use of the HighMark web site and you release HighMark from any liability for doing so.
In the event any of the terms or provisions of these terms and conditions shall be held to be unenforceable, the remaining terms and provisions shall remain in full force and effect. The laws of the State of California govern the user's access to and use of the highmarkcapital.com web site and these terms and conditions.
Effective January 1, 2010
This document outlines our privacy practices for visitors to our Web site, as well as for consumers who apply for or obtain services from us, such as loans, deposits, investments, insurance, or a safe deposit box. These apply to our family of companies, including Union Bank, N.A., UnionBanc Investment Services LLC, and HighMark Capital Management, Inc., among others (we and us).
Visitors to our Web Site. Visitors to our Web site remain anonymous, unless they register for a service or otherwise elect to disclose their identity to us. Although we do not collect personally identifying information about persons who simply visit our site, we may collect certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet).
Cookies. We may place "cookies" on a computer to track a visitors use of our Web site. A cookie is a piece of data that is stored on your hard drive. It takes up very little room on your system and helps us to customize our site and make its navigation easier for you. Your Web browser can be set to inform you when cookies are set or to prevent them from being set. If you elect to prevent cookies from being set, however, some Web banking functions may not work properly. Unless you register with us for a service (such as our online banking service), the cookie does not provide us with any personally identifying information about you, such as your name or address.
Children. We feel strongly about protecting the privacy of children. As such, we do not knowingly collect personally identifiable information from children under the age of 13 through our Web site.
Changes to This Information. We may amend (add to or change) this information from time to time by posting a notice of the change at this Web site. When required by law, we will send you a notice of the change. Your continued use of our Web site or any online service following notification will constitute your agreement to any changes.
Questions. If you have any questions regarding this policy, you can write to: Privacy Ombudsman, Union Bank, 1980 Saturn St., Mail Code V03 501, Monterey Park, CA 91755.